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Spotsylvania County Housing Market
Last updated: October 19, 2026 · Closed sales from October 2025 through September 2026, compared with the prior 12 months · Source: Bright MLS
The Spotsylvania County housing market is steady, with modest price growth and slightly slower sales. The median detached home sold for $500,000, up 3.1% from last year, and half of all homes went under contract in about two and a half weeks or less. Buyers have more room to negotiate than a year ago, and most sellers now pay toward buyers' closing costs.
| Spotsylvania County closed sales | Detached homes | Townhomes |
|---|---|---|
| Homes sold (12 months) | 1,568 (+3.0%) | 302 (+7.5%) |
| Median sale price | $500,000 (+3.1%) | $386,000 (+0.3%) |
| Prior-year median | $485,125 | $384,900 |
| Median days on market | 16 (was 12) | 17 (was 14) |
| Average sale-to-list price | 99.9% | 99.4% |
| Sales with seller-paid closing help | About 6 in 10 | About 6 in 10 |
Percent changes compare October 2025 through September 2026 with October 2024 through September 2025. Condos are excluded because only one or two sell in the county each year. Data from Bright MLS is reliable but not guaranteed.
What This Means for Sellers
Correctly priced homes still sell fast: detached homes between $400,000 and $600,000 went under contract in a median of 13 days. Above $600,000 the pace slows to about three and a half weeks, so pricing and presentation matter more. Expect most buyers to ask for help with closing costs.
What This Means for Buyers
You have more time to decide than you did a year ago, and asking the seller to cover part of your closing costs is now normal. Homes still sell close to list price, so a lowball offer on a well-priced home rarely works.
Why So Many Spotsylvania Homes Say “Fredericksburg”
63% of detached homes sold in Spotsylvania County last year had a Fredericksburg mailing address. Those homes are still in Spotsylvania County, pay Spotsylvania County taxes, and attend Spotsylvania County Public Schools. Always confirm the county, not the city on the address, when you compare prices or schools.
Get a personal price analysis based on what is actually selling near you, or start with a quick online estimate.
Request a Personal Home Value Quick Online EstimateSpotsylvania County Quick Facts
Last updated: October 19, 2026
Spotsylvania County is a fast-growing commuter county of about 155,000 people on the I-95 corridor, wrapping around the City of Fredericksburg to the south and west. Most homes are owner-occupied, and the county has its own VRE commuter rail station with service to Washington, DC.
| Population | 155,388 (2025 Census estimate) |
|---|---|
| County seat | Spotsylvania Courthouse |
| Common mailing addresses | Fredericksburg, Spotsylvania, Partlow, Mineral, Bumpass, Locust Grove |
| Median household income | $112,738 |
| Homeownership rate | 80.1% of homes are owner-occupied |
| Average commute | 37.7 minutes |
| Commuter rail | VRE Spotsylvania Station (Fredericksburg Line), off Route 17, with service to Washington Union Station |
| Major highways | I-95, Route 1, Route 3, Route 208, Route 17 |
| Public schools | Spotsylvania County Public Schools |
| Real estate tax rate | $0.77 per $100 of assessed value |
| Waterfront | Lake Anna (western county), plus lake communities such as Lake Wilderness and Fawn Lake |
| Nearby military installations | Marine Corps Base Quantico, Fort A.P. Hill, Naval Support Facility Dahlgren |
Population, income, homeownership and commute figures from the U.S. Census Bureau. Tax rate from Spotsylvania County; confirm the current rate with the county Commissioner of the Revenue.
A Recent Spotsylvania County Buyer
★★★★★
"Kelly is an exemplary Realtor. She was very courteous and professional from day one in helping us purchase a home in Fawn Lake as we moved there to be closer to work at Naval Support Facility (NSF) Dahlgren. She listened to our desires for a house and only showed us those types of homes. She was supportive throughout the entire process. Kelly went above and beyond with communicating to us the pertinent information that we needed and was available to answer any of our questions. She is an astute liaison between the buyer, us, the seller, and the lender. I would definitely refer her to anyone who is buying a home whether it is family, friends, or associates."
V.T.
Fawn Lake buyer, relocating for work at NSF Dahlgren
LISTINGS
MLS# VASP2047224
Listed by EXP Realty, LLC
MLS# VASP2047256
Listed by Lake Anna Island Realty
MLS# VASP2047246
Listed by Town & Country Elite Realty, LLC.
MLS# VASP2047204
Listed by BNI Realty
MLS# VASP2046032
Listed by CENTURY 21 New Millennium
MLS# VASP2047244
Listed by Belcher Real Estate, LLC.
Buying a Home in Spotsylvania County, VA
Spotsylvania County gives buyers more house and more land for the money than markets closer to Washington, DC, with most detached homes selling between $400,000 and $600,000. The market is balanced right now, so prepared buyers can negotiate without losing every well-priced home to a bidding war.
Home Prices in Spotsylvania County
The median detached home sold for $500,000 and the median townhome for $386,000 over the past 12 months. About 1 in 5 detached homes sold for under $400,000, and townhomes are the most common entry point for first-time buyers. Prices run higher in golf and lake communities and on larger rural parcels.
What Buyers Can Expect Right Now
The market is less competitive than a year ago, but well-priced homes still move quickly. Half of detached homes went under contract in 16 days or less, and roughly two thirds still sold at or above asking price. At the same time, about 6 in 10 sellers paid part of the buyer's closing costs, so negotiating for closing help is realistic on most homes.
More Land for the Money
The median detached home sold last year sat on just under half an acre, far more than most Northern Virginia suburbs. Subdivisions near Route 3, Route 1 and I-95 have smaller lots and public utilities. Farther south and west toward Partlow, Mineral and Bumpass, lots of several acres are common, and many of those homes use a private well and septic system. Ask for a well and septic inspection on any rural property before you commit.
Fredericksburg Address, Spotsylvania County Home
When comparing homes, check the county, not the mailing address. Most Spotsylvania County homes carry a Fredericksburg address, but they pay Spotsylvania County taxes and are served by Spotsylvania County Public Schools. The City of Fredericksburg is a separate jurisdiction with its own tax rate and school system, so two homes with the same city name can have very different monthly costs.
Buying in an HOA Community
Many of the county's most popular neighborhoods, including Fawn Lake and Lake Wilderness, have a homeowners association with dues, rules and amenity fees. Virginia law requires the seller to provide an HOA resale disclosure packet, and buyers have a short window after receiving it to review the documents and cancel if something is a problem. Read the dues history, rental rules and any planned special assessments during that window.
Buying With a VA Loan
VA financing is common in Spotsylvania County because of the county's location between Quantico, Fort A.P. Hill and Dahlgren. Some sellers have existing VA loans that a qualified buyer may be able to assume at the seller's original interest rate. Kelly Jackson helps military families compare VA purchase and assumption options before they make an offer.
Get a clear plan for neighborhoods, pricing and financing before you start touring.
Buying With a VA Loan VA Assumable LoansOr call Kelly directly: 240.385.9905
Selling a Home in Spotsylvania County, VA
Spotsylvania County homes that are priced correctly still sell in about two weeks, but price above $600,000 or miss the mark on condition and the timeline stretches quickly. In a balanced market, pricing strategy and preparation decide both how fast you sell and how much you keep.
How Fast Spotsylvania Homes Are Selling
Half of detached homes went under contract in 16 days or less over the past 12 months, but the pace depends heavily on price.
| Detached home sale price | Homes sold | Median days on market |
|---|---|---|
| Under $400,000 | 305 | 15 |
| $400,000 to $599,999 | 827 | 13 |
| $600,000 to $799,999 | 287 | 24 |
| $800,000 and up | 149 | 27 |
Spotsylvania County detached homes closed October 2025 through September 2026. Source: Bright MLS.
The Cost of Overpricing
Overpriced homes sit. About 1 in 6 detached homes in the county took more than 60 days to sell last year, and those listings usually end in a price reduction. Buyers here compare every home against recent sales in the same subdivision, so a home priced above that range loses its first two weeks of attention, which is when most offers arrive.
Expect Requests for Closing Help
Most buyers will ask the seller to help with closing costs. About 6 in 10 Spotsylvania County sales last year included seller-paid closing help. Homes still sold at an average of 99.9% of list price, so a well-negotiated contribution can be built into the deal rather than coming straight off your bottom line.
An Assumable VA Loan Can Help You Sell
With so many military buyers in the area, a home with an assumable VA loan at a lower rate can stand out from competing listings. Assumptions come with rules that affect your VA entitlement, so Kelly Jackson reviews the details with you before the home is marketed this way.
Preparing a Spotsylvania Home for Sale
Start with the items buyers will ask for first. In an HOA community such as Fawn Lake or Lake Wilderness, order the HOA resale disclosure packet early so it does not delay closing. On rural properties with a private well and septic system, a recent inspection and service records give buyers confidence and help prevent renegotiation.
Why Sellers Choose KJAX Group
Kelly Jackson has helped buyers and sellers across Virginia, Maryland and Washington, DC since 2002 and has closed more than 1,700 homes. Spotsylvania sellers receive a pricing plan built on subdivision-level sales, a home warranty that protects the seller while the home is listed, and concierge help with pre-listing preparation.
Selling in a Special Situation
Not every sale is a standard listing. Kelly Jackson also helps Spotsylvania homeowners who are selling during a divorce, relisting after an expired listing, or considering selling on their own and wanting a second opinion.
See the plan Kelly uses to price, prepare and market Spotsylvania homes, or explore a cash offer if speed matters most.
See the Seller Plan Get a Cash OfferWant a number first? Request a personal home value or call 240.385.9905
Spotsylvania County Neighborhoods and Communities
Spotsylvania County ranges from gated lake and golf communities in the west to established commuter neighborhoods near I-95 and Route 1. Where you buy in the county changes your commute, your HOA costs, your lot size and whether the home is on public water or a private well.
Fawn Lake
Luxury lake resortA luxury, resort-style gated community on 2,300 acres about 15 miles west of downtown Fredericksburg, built around a deep-water lake with wooded shoreline. Residents enjoy water recreation through the Lake and Marina club, plus the Fawn Lake Country Club golf course and waterfront dining. Prices generally run from about $700,000 to nearly $3 million, depending on water access, golf course access and square footage.
KJAX Group recently represented the buyer of a Fawn Lake golf course home.
Lake Wilderness
Lakes & historyA rural lake community off Orange Plank Road, bordered on three sides by the Wilderness Battlefield section of the Fredericksburg and Spotsylvania National Military Park. Residents share three lakes (Lee Lake, Grant Lake and Wilderness Run Lake) and a pond, with beaches and boat launches for fishing and paddling. Homes sit on half-acre lots or larger, and most sell between $400,000 and $600,000.
The tradeoff for the setting: major grocers such as Weis Markets and Giant Food are about 20 minutes away, and downtown Fredericksburg and Mary Washington Hospital are under 30 minutes.
Lee's Hill
Master-planned & VREA master-planned community of close to 2,800 homes, divided into North and South sections, with both townhomes and single-family homes, typically priced from the $400,000s to the mid-$600,000s. Amenities include an 18-hole golf course, two community pools, tennis, pickleball and basketball courts, playgrounds, walking trails and community events, with retail and dining nearby.
Lee's Hill is the closest neighborhood to the Spotsylvania VRE station and includes 55+ active adult enclaves within the community.
Chancellor West
Upper price pointOne of the county's higher-end neighborhoods, about 10 miles west of historic downtown Fredericksburg. Homes sit on wooded lots of one to three acres and are typically priced from about $800,000 to $1.2 million.
Chancellor Green
Established & close-inAn established community about three miles west of I-95 on Route 3, with quick access to both. Homes carry a Fredericksburg address but sit in Spotsylvania County. Expect mature colonials and split-foyer homes, typically priced from about $400,000 to $500,000, plus community green space.
Harrison Village
Newer constructionA boutique newer-construction community built by Richmond American Homes, with a clean, contemporary suburban feel. One- and two-story homes typically sell around $700,000, and the neighborhood includes walking paths and ponds.
Close to I-95 and minutes from the Central Park commercial district and Spotsylvania Towne Centre for groceries, restaurants, movies and entertainment.
Breezewood
No HOAA residential neighborhood of detached homes off Courthouse Road, near where Route 1 meets I-95. Prices typically range from about $300,000 to the $700,000s, and there is no HOA. A gym, coffee shops and quick-service restaurants are close by.
The tradeoff for that convenience: the Courthouse Road, Route 1 and I-95 area carries heavy traffic, especially at rush hour.
Keswick
Master-planned & 55+A 150-plus-acre master-planned, mixed-use community in the historic Spotsylvania Courthouse district, off Courthouse Road (Route 208) and Brock Road about 10 miles southwest of downtown Fredericksburg. Keswick Commons offers townhomes and single-family homes, and Keswick Villas is an age-restricted 55+ section of single-story attached villas with its own clubhouse, fitness center and pool. Homes currently range from the mid-$300,000s to the $600,000s.
At its center, Keswick Park is a county park with soccer fields, tennis courts, horseshoe pits, playgrounds for all ages, picnic pavilions and nature walking trails.
Fawn Lake vs. Lee's Hill: Both have golf, but they suit different buyers. Fawn Lake is gated and built around a private lake in western Spotsylvania, with larger homes and a longer drive to I-95. Lee's Hill is a large master-planned community with townhomes, single-family homes and 55+ enclaves, and it sits closest to the Spotsylvania VRE station for commuters headed north.
Browse current listings across every Spotsylvania neighborhood, or ask Kelly which communities fit your budget and commute.
View Spotsylvania Homes Call 240.385.9905Living in Spotsylvania County
Life in Spotsylvania County mixes Civil War history, lake recreation and suburban convenience, all within a short drive of historic downtown Fredericksburg. Residents can spend a morning on the water at Lake Anna, an afternoon on a battlefield trail and an evening at a tasting, then be home in time for dinner.
Lake Anna
The county's biggest recreation draw, on its western edge. Residents and visitors come for boating, fishing, swimming and paddling, and Lake Anna State Park adds beaches, hiking trails and campsites. Waterfront and water-access homes around the lake are a market of their own.
Battlefields and History
Much of the county is part of the Fredericksburg and Spotsylvania National Military Park, which preserves the Chancellorsville, Wilderness and Spotsylvania Court House battlefields. Miles of walking trails and driving tours run through land that will never be developed, which keeps parts of the county open and green.
A. Smith Bowman Distillery
Virginia's oldest operating bourbon distillery hosts tours and tasting events in the Fredericksburg area, a favorite local outing and an easy stop for visiting friends and family.
Shopping and Dining
Spotsylvania Towne Centre and the nearby Central Park commercial district cover most everyday needs, with grocery stores, national retailers, restaurants and a movie theater near the Route 3 and I-95 interchange.
Historic Downtown Fredericksburg
A short drive from most Spotsylvania neighborhoods, downtown Fredericksburg offers walkable streets lined with restaurants, antique shops and galleries along the Rappahannock River, plus Amtrak and VRE service from the Fredericksburg station.
Health Care
Mary Washington Hospital in Fredericksburg is the region's main medical center, and Spotsylvania Regional Medical Center serves the county directly. Veterans have the Fredericksburg VA Health Care Center in Spotsylvania County, opened in 2025, with primary care, mental health, imaging, lab, physical therapy, specialty care, dental and a full-service pharmacy under one roof.
Buying in Spotsylvania County for Your Situation
Spotsylvania County offers more space and value than markets closer to Washington, DC, and the right neighborhood depends on what matters most to you. Kelly Jackson plans each search around your priorities, from base access and VA financing to commute, lot size and HOA amenities.
Buying After PCS Orders
Spotsylvania sits within commuting range of Marine Corps Base Quantico, Fort A.P. Hill and Naval Support Facility Dahlgren, and the Fredericksburg VA Health Care Center is right in the county. VA financing is common here, and some sellers have assumable VA loans that can lower a buyer's interest rate.
More than 40% of Kelly Jackson's business is military relocation. She holds the Military Relocation Professional (MRP) certification and has military connections in her own family. A recent client, relocating for work at NSF Dahlgren, bought in Fawn Lake with Kelly's help.
PCS to DahlgrenMilitary RelocationBuying With a VA LoanVA Assumable Loans
55+ Communities
Two of the county's master-planned communities include age-restricted 55+ sections. Keswick Villas offers single-story attached villas with a clubhouse, fitness center and pool, and Lee's Hill includes 55+ active adult enclaves alongside golf, pools and walking trails. Both offer one-level living with less upkeep.
Commuting North
The average county commute is 37.7 minutes, and commuters headed north have options: I-95, Route 1 and the VRE Spotsylvania Station on the Fredericksburg Line, with service to Washington Union Station. Lee's Hill is the closest neighborhood to the station, and Chancellor Green and Harrison Village sit close to I-95.
Moving Up to More Space
If you are outgrowing a townhome or a smaller lot, Spotsylvania offers more house and more land for the money. The median detached home sold for $500,000 on just under half an acre, and neighborhoods like Chancellor West offer wooded lots of one to three acres for buyers ready for more privacy.
Buying Your First Home
Townhomes are the most common entry point, with a median sale price of $386,000, and neighborhoods such as Breezewood and Keswick offer detached homes starting in the $300,000s. Seller-paid closing help is common, which can lower the cash needed to buy.
Compare Nearby Areas
Most Spotsylvania buyers also look at neighboring markets before deciding. Compare prices, commutes and neighborhoods across the region.
Spotsylvania County Real Estate FAQ
Is the Spotsylvania County housing market good for buyers or sellers right now?
The Spotsylvania County housing market is balanced. Prices are still rising modestly, with the median detached home up 3.1% to $500,000, but homes are taking a few days longer to sell than a year ago and about 6 in 10 sellers paid part of the buyer's closing costs. Well-priced homes still sell quickly, so sellers who price correctly do well and buyers have more room to negotiate.
What is the median home price in Spotsylvania County, VA?
The median detached home in Spotsylvania County sold for $500,000 and the median townhome for $386,000 from October 2025 through September 2026, based on Bright MLS closed sales. Prices range widely by neighborhood, from the $300,000s in communities like Breezewood and Keswick to nearly $3 million in Fawn Lake.
How long does it take to sell a home in Spotsylvania County?
Half of detached homes in Spotsylvania County went under contract in 16 days or less over the past 12 months. Homes priced between $400,000 and $600,000 sold fastest, at a median of 13 days, while homes above $600,000 took about 24 to 27 days.
Is Spotsylvania County part of Northern Virginia?
Spotsylvania County is part of the Fredericksburg region rather than Northern Virginia, but it has strong commuter ties to Northern Virginia and Washington, DC through I-95, Route 1 and the VRE Spotsylvania Station on the Fredericksburg Line.
Why do so many Spotsylvania County homes have a Fredericksburg address?
Most of the county uses Fredericksburg mailing addresses. 63% of detached homes sold in Spotsylvania County last year had a Fredericksburg address, but those homes pay Spotsylvania County taxes and are served by Spotsylvania County Public Schools. The City of Fredericksburg is a separate jurisdiction, so always confirm the county when comparing homes.
How does Kelly Jackson help military buyers moving to Spotsylvania County?
More than 40% of Kelly Jackson's business is military relocation, and she holds the Military Relocation Professional (MRP) certification. Spotsylvania County is within commuting range of Marine Corps Base Quantico, Fort A.P. Hill and Naval Support Facility Dahlgren, and veterans have the Fredericksburg VA Health Care Center in the county. VA financing is common, and some homes have assumable VA loans that can lower a buyer's interest rate. Call or text Kelly at 240.385.9905.
Are there 55+ communities in Spotsylvania County?
Yes. Keswick Villas offers age-restricted, single-story attached villas with a clubhouse, fitness center and pool, and the Lee's Hill master-planned community includes 55+ active adult enclaves along with golf, pools and walking trails.
Schedule a consultation with Kelly Jackson to talk through neighborhoods, pricing and timing, whether you are buying, selling or relocating.
Schedule a Consultation Request a Home ValueOr call Kelly directly: 240.385.9905