White Plains MD Real Estate

White Plains MD Real Estate Overview

White Plains, MD is an unincorporated Charles County community about 27 miles south of DC in zip code 20695, located on US-301 between Waldorf and La Plata. Detached homes sold for a median of $549,990 and townhomes for $399,890 over the 12 months through September 2026.

White Plains is best known for new construction. Builders have been especially active in townhome communities here, and new homes make up a large share of recent sales. With roughly 400 homes sold over the past year, split almost evenly between townhomes and single-family homes, it's one of the most active markets in Charles County.

Location is a big part of the appeal. Shopping, dining, and services in Waldorf are just a few minutes north on US-301, and La Plata, the Charles County seat, is just to the south. From White Plains, Route 301 and Route 5 lead north toward Joint Base Andrews, the Capital Beltway, and DC.

Outdoor space is part of daily life here too. White Plains Regional Park, with its public golf course and recreation areas, is one of the community's best-known local landmarks.

Buyers comparing their options in Charles County often weigh White Plains against Waldorf and La Plata. Median prices in White Plains run higher than in Waldorf for both detached homes and townhomes, so buyers focused on the lowest entry price often start in Waldorf, while buyers who want a brand-new home frequently land here.

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White Plains, MD Quick Facts

Location	Unincorporated community in Charles County, Maryland
Zip Code	20695
Neighboring Communities	Waldorf to the north, La Plata to the south
Distance to Downtown DC	About 27 miles
Distance to Joint Base Andrews	About 24 miles
Major Route	US-301
Public Schools	Charles County Public Schools
New Construction	Lennar in Saint Charles and The Parklands (55+)
Homes Sold (12 Months)	402
Median Sold Price (Detached)	$549,990
Median Sold Price (Townhome)	$399,890
Months of Supply	3.8 as of September 2026 (seller's market)

Last updated: October 2026. Sales data from Bright MLS, 12 months through September 2026. Months of supply from RPR.

White Plains, MD Housing Market Trends

White Plains detached homes sold for a median of $549,990 and townhomes for $399,890 over the 12 months through September 2026, across 402 total sales. Both segments sell for more than in neighboring Waldorf, and homes are still selling close to full asking price.

Detached Homes $549,990 Median sold price, 12 months

Townhomes $399,890 Median sold price, 12 months

Sold-to-List Price 99.9% September 2026

Median Days on Market 28 September 2026

What Your Money Buys in White Plains

Most White Plains townhomes sell between $350,000 and $500,000, while the majority of detached homes sell above $500,000. Here is how the past year's 402 sales break down by price.

Price Range	Townhomes Sold	Detached Homes Sold
Under $400,000	120	9
$400,000 to $499,999	96	52
$500,000 to $599,999	1	70
$600,000 and up	0	54

New Construction vs. Resale

New construction is a major part of the White Plains market, especially for townhomes, where more than half of the past year's sales were new homes. New construction does not always cost more here. New townhomes sold for a median of about $393,000, slightly below resale townhomes at about $407,000, and new detached homes sold for a median of about $532,000, compared with about $556,000 for resale. For resale sellers, that means pricing has to account for builder inventory and incentives just down the road.

Long-Term Values and Today's Market

Over the long run, White Plains has been a strong place to own. RPR's median estimated home value rose from about $287,000 in late 2009 to about $484,000 in September 2026, and White Plains has tracked above both the Charles County and Maryland medians for most of the past decade. In the short term, the market has leveled off. Estimated values are down about 2.7% over the past 12 months, and the number of homes for sale has roughly doubled since late 2024.

With about 3.8 months of supply in September 2026, White Plains is still a seller's market, but buyers have more choices than they did a year ago. Sellers who price to today's comparable sales, not 2024 or early 2025 numbers, are the ones closing near full price. Curious what your home could sell for? Request a home value analysis from Kelly and Keith Jackson.

Sales data: Bright MLS, 12 months through September 2026, analyzed by KJAX Group. Sold-to-list, days on market, months of supply, and estimated values: RPR, September 2026.

Buying a Home in White Plains, MD

Buying in White Plains means choosing between two very different paths: brand-new homes in active builder communities, or established neighborhoods with mature lots and more room. Knowing what each option costs, and what to look for, makes the decision much easier.

What Homes Cost

Most White Plains townhomes sell between about $380,000 and $422,000, and most detached homes sell between about $475,000 and $605,000. Those ranges reflect the middle half of sales over the 12 months through September 2026. Our mortgage calculator can show what those prices mean for a monthly payment.

New Construction or Resale

New construction and resale homes are priced competitively in White Plains, so the choice usually comes down to timing, lot size, and how much a brand-new home matters to you. New construction in Saint Charles and The Parklands offers modern layouts and builder warranties, and over the past year it sold at slightly lower median prices than comparable resale homes. Resale homes in neighborhoods like Countryside and Foxhall Estates often come with established lots and no construction wait. Because the builder's sales team represents the builder, having your own agent matters when negotiating incentives, upgrades, and contract terms.

Older Homes in Established Neighborhoods

Older White Plains homes often offer more space and mature landscaping for less, but they call for a thorough inspection and a budget for updates. Neighborhoods such as Brookwood Estates were built in the late 1960s and early 1970s. Homes built before 1978 require a federal lead-based paint disclosure, and homes of that age may need updates to roofs, HVAC systems, windows, plumbing, or electrical.

Homes on Acreage

Acreage properties in White Plains come up less often than subdivision homes and require a closer look at land and utilities. Homes on larger lots may use a private well and septic system, so inspections should include both. The KJAX Group has helped buyers purchase acreage homes in White Plains and can help you evaluate land, utilities, and resale potential before you make an offer.

First-Time Buyer Programs

Many first-time buyers in White Plains pair the area's townhome prices with down payment assistance such as the Maryland Mortgage Program. Eligibility depends on income, purchase price, and other requirements, so it helps to speak with a lender early. Learn how we guide first purchases through our buyer services.

Selling a Home in White Plains, MD

Selling in White Plains is different from selling in most of Charles County. Resale homes here compete not only with each other but with active Lennar communities a few minutes away, and inventory has grown over the past year. The sellers who do best price to today's market from day one and position their home against both kinds of competition.

Pricing in Today's Market

White Plains is still a seller's market, but pricing matters more than it did a year ago. Months of supply reached about 3.8 in September 2026, the number of homes for sale has roughly doubled since late 2024, and estimated values are down about 2.7% over the past 12 months. Homes priced to current comparable sales are still selling close to full asking price. Homes priced on last year's numbers tend to sit and eventually chase the market down.

Competing With New Construction

Resale sellers in White Plains are often competing directly with builders who have steady inventory and buyer incentives. Over the past year, new construction sold at slightly lower median prices than resale homes, and builders frequently offer closing cost help or rate incentives. A resale home wins by highlighting what a new build cannot offer right away: an established lot, finished landscaping, completed upgrades, and a move-in date that does not depend on a construction schedule.

Older Homes and Homes on Acreage

Sellers of older homes and acreage properties benefit from addressing condition and utility questions before buyers ask. A pre-listing inspection can surface roof, HVAC, or system issues early, and acreage properties with a private well and septic system should have records ready for buyers and lenders. Maryland sellers must also provide a property disclosure or disclaimer statement, so knowing your home's condition up front helps the sale go smoothly.

Downsizing and Life Transitions

Many White Plains sellers are downsizing, often into The Parklands or a smaller home nearby. Coordinating a sale with a move into a 55+ community, assisted living, or a new build takes careful timing. See our 55+ real estate guide and our home sale guide for assisted living transitions.

KJAX Group sellers receive a home warranty and concierge services to help prepare the home for market, and military families receive a service discount. Wondering what your White Plains home could sell for? Request a home value analysis from Kelly and Keith Jackson, built on comparable sales for your neighborhood and your type of home.

Communities and Neighborhoods in White Plains, MD

White Plains, MD includes new construction in the Saint Charles master planned community and the Lennar 55+ community The Parklands, alongside neighborhoods including Southwinds, Billingsley Park and Billingsley Forest, Countryside, Foxhall Estates, Capital Estates, Brookwood Estates, and Cleveland Park Estates.

Saint Charles and The Parklands both offer brand-new homes, but they serve different buyers: Saint Charles is open to all ages and includes both townhomes and single-family homes, while The Parklands is an age-restricted 55+ community designed for buyers who want a newer, lower-maintenance home among peers.

Saint Charles A master planned community extending from Waldorf into White Plains, with Lennar new construction townhomes and single-family homes and resort-style amenities, open to buyers of all ages.	The Parklands (55+) A Lennar 55+ active adult community offering new single-family homes. See our 55+ real estate guide.	Southwinds Single-family homes and townhouses on quiet suburban streets, surrounding a gated 55+ senior apartment community offered as rentals.
Billingsley Park & Billingsley Forest A suburban residential area with single-family homes, townhouses, and green spaces, with homes typically ranging from about $400,000 to $800,000. Ask KJAX Group about upcoming listings.	Countryside A residential pocket of single-family homes, typically ranging from about $400,000 to $600,000.	Foxhall Estates Single-family detached homes on established lots, typically priced in the $500,000s. Ask KJAX Group about upcoming listings.
Capital Estates Townhomes and smaller single-family homes typically range from about $350,000 to $460,000, while larger single-family homes generally sell between $480,000 and $650,000.	Brookwood Estates A quiet, established neighborhood of midsized homes built between 1968 and 1972, typically priced from the $300,000s to the $500,000s.	Cleveland Park Estates A mix of newer construction townhomes and sizable single-family homes, typically ranging from about $450,000 to $650,000. Ask KJAX Group about upcoming listings.

Who's Moving to White Plains, MD?

Most White Plains buyers fall into four groups: buyers who want a brand-new home, 55+ buyers looking for a newer, lower-maintenance lifestyle, military families stationed in Southern Maryland and the DC area, and move-up buyers coming from Waldorf and Prince George's County for more space.

Common Questions

White Plains, MD Real Estate FAQ

Is White Plains, MD a good place to live?

Yes, for buyers who want newer homes and more space within commuting distance of DC and Joint Base Andrews. White Plains offers active new construction, established neighborhoods with larger lots, 55+ options, and quick access to shopping in Waldorf and services in La Plata along US-301.

How far is White Plains from Washington, DC?

White Plains is about 27 miles south of downtown Washington, DC. Most commuters take US-301 north toward Route 5 and the Capital Beltway. Drive times vary with traffic and your exact destination.

How far is White Plains from Joint Base Andrews?

Joint Base Andrews is about 24 miles north of White Plains. Many military families choose White Plains for newer homes and larger floor plans within a reasonable commute. See our PCS to Joint Base Andrews guide for more.

Is White Plains part of Waldorf?

No. White Plains is its own unincorporated community in Charles County, with its own zip code, 20695. It sits directly south of Waldorf, and the Saint Charles master planned community extends into both, which is why the two are often confused.

Are there 55+ communities in White Plains, MD?

Yes. The Parklands is a Lennar 55+ community of new single-family homes for purchase, and Southwinds includes gated 55+ senior apartments for rent. See our 55+ real estate guide for help comparing options.

Who builds new homes in White Plains, MD?

Lennar is the most active builder in White Plains, with new townhomes and single-family homes in Saint Charles and new 55+ homes in The Parklands. Buyers should have their own agent when purchasing new construction, since the builder's sales team represents the builder.

How do I find a real estate agent who knows White Plains?

Look for an agent with recent sales in White Plains itself and experience with both new construction and resale. Homes the KJAX Group has sold in White Plains have sold in an average of 23 days, and the team has served DC, Maryland, and Virginia for more than 24 years. Call 240.385.9905 to talk with Kelly or Keith Jackson.